If you rely on UPI apps like Google Pay, PhonePe, or Paytm for your daily payments, then you need to pay attention. Starting April 1, 2025, there are some important changes happening to how UPI works. The National Payments Corporation of India (NPCI) is implementing new rules that could affect your ability to use UPI if you don’t take action.
Why the Changes?
The NPCI is making these changes to fight fraud and keep things running smoothly. Think about it: if you haven’t used a phone number for a long time, your telecom company might give that number to someone else. If that number was linked to your bank account, the new owner could potentially misuse it. Plus, technical glitches in banks and UPI systems can lead to errors in transactions.To prevent these issues, the NPCI is asking banks and UPI apps to keep a close eye on inactive phone numbers and update their records every week.
What You Need to Do Now – After April 1, 2025, banks will start removing phone numbers that haven’t been used for a while. To make sure your UPI payments keep working without any hiccups, you need to update your bank account and phone number information as soon as possible. By taking this simple step, you can avoid any disruptions to your digital payments and keep your transactions safe and secure. Stay informed, take action, and keep your UPI services running smoothly!
